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Welcome - Get the best real estate listings & homes for sale, expert advice, local info, and much more from Brenda Rawls' Star Team, a proven Hampton Roads, Virginia Beach and the Ocean Front, Virginia NUMBER1EXPERT™ Top Selling real estate agent. Find Hampton Roads, Virginia Beach and the Ocean Front Homes - Find Hampton Roads, Virginia Beach and the Ocean Front, Virginia real estate listings & homes for sale provided by Brenda Rawls' Star Team, your local expert real estate agent. For Home Buyers - Get home buying information, the latest listings, mortgage informaiton, expert advice, and much more from Brenda Rawls' Star Team, a proven Hampton Roads, Virginia Beach and the Ocean Front, Virginia NUMBER1EXPERT™ Top Selling real estate agent. For Home Sellers - Get home selling information, fsbo information, expert advice, find out what your home and other homes in your neighborhood are selling for, and much more from Brenda Rawls' Star Team, a proven Hampton Roads, Virginia Beach and the Ocean Front, Virginia NUMBER1EXPERT™ Top Selling real estate agent. Hampton Roads, Virginia Beach and the Ocean Front Information - Find local information on Hampton Roads, Virginia Beach and the Ocean Front, Virginia including schools reports, local maps and links, things to do, area photos, and relocation information. Local information provided by Brenda Rawls' Star Team, a proven NUMBER1EXPERT™ Top Selling real estate agent. Real Estate Resources - Find real estate related resources including real estate news, tips, dictionary, trivia, mortgage calculators and information, local real estate related services, and much more from Brenda Rawls' Star Team, a proven Hampton Roads, Virginia Beach and the Ocean Front, Virginia NUMBER1EXPERT™ Top Selling real estate agent. About Brenda Rawls' Star Team - Information about Brenda Rawls' Star Team including testimonials, guarantees, credentials, and contact information. Learn why Brenda Rawls' Star Team is a proven Hampton Roads, Virginia Beach and the Ocean Front, Virginia NUMBER1EXPERT™ Top Selling real estate agent. 
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Financing Your Home >Mortgage Fears
It is not unusual for home buyers to feel that the lender is being very critical during the loan approval process. The buyer is required to provide all kinds of financial information, and then the lender asks for more. If this is your experience, and the process seems discouraging, remember that none of this is personal!
Some lenders have more stringent requirements than others, but every lender requires a substantial amount of documentation on a mortgage loan. They must verify employment, credit history, and recent financial transactions involving your liquid assets. If your Visa payment was late, they may ask for a letter explaining why. If you are self-employed, they will ask for tax returns from at least three years and probably a year-to-date profit and loss statement.
Government regulations require mortgage companies to document everything. And while the loan officer may know that you are a reliable risk, the underwriters must be able to defend the loan to a federal bank examiner or auditor.
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What real estate board game became the best-selling game in America just one year after it was created?
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| A |
Charles B. Darrow invented Monopoly in 1934, to cheer himself up while unemployed during the Great Depression. Monopoly is now the most popular board game in the world and has sold over 200 million copies. |
 See More Real Estate Trivia > |
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Brenda Rawls' Star Team
Rose & Womble Realty
4104 Holly Road
Virginia Beach, VA 23451
TOLL FREE: 1-800-644-2150
Local Office: 757-428-3498
E-Fax: 757-390-3600
brenda@brendarawls.com
Hampton Roads Real Estate is my area of expertise - I live here, work here and play here! I provide my Buyers and Sellers with extraordinary service which creates life long relationships, and I would love to be your #1 real estate source!
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